Salary Loan - Ahli Microfinance Company

Salary Loan

Salary Loan

This loan targets individuals who require Financing for all general personal and social purposes, such as:

  1. Consumer needs.
  2. Home improvement, maintenance and renovation.
  3. Environmentally friendly and energy saving systems.
  4. Hospital services, medical supplies.
  5. Furniture and household appliances.
  6. Recruiting workers (maids and nannies).
  7. Marriage.
  8. Entertainment services.
  9. Financing established or new business.
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  1. Loan amount (JOD): From 300-2,000
  2. Loan term (Months): 6-30
  3. Annual Interest rate: 21%
  4. Repayment Date: 1st of each month
  5. Commission for granting credit (one-time upon granting):
    • Subject to 1% of the credit limit if the credit limit is less than 1,000 JODs.
    • Subject to 1% + 10 JODs of the credit limit if the credit limit is between 1,000 – 10,000 JODs.
    • Subject to 1% + 20 JODs of the credit limit if the credit limit is more than 10,000 JODs.
  6. Grace Period: In case of grace period utilization an additional cost/interest will be applied.

Other governmental fees:

  1. General Sales Tax: 3%
  2. Stamp income fees: start from 1-6 JOD and calculated according to the loan amount.

Payment Methods:

  1. In all our branches' outreach.
  2. eFAWAteerCOM service through approved agents, click here for more information about agents' details.

 

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In addition to this loan AMC provides the following added-value services:

  • Free of charge workshop to support our clients by raising their awareness about o financial literacy and provide them with the latest and efficient tools and techniques to market their own products and services.
  • Participation in local and national entrepreneurs competitions which allow the client to be exposed to new best practices and prizes which add value to their projects and businesses.

Notes:

No active offers is offered currently.

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Below are the required documents for Salary loan:

  1. Copy of the personal ID.
  2. Copy of the valid family book.
  3. Update Proof of residence.
  4. Social security letter.
  5. Income proof.
  6. Any other documents might be requested.
  7. Client's official Proof of Income (Salary Certificate) and Social Security statement.
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